Understanding The Third Card Rules

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The exciting live casino atmosphere of baccarat is now available online any time night or day, from your favorite smartphone or PC. And just as in the "real world" baccarat game, it is of utmost importance to understand the Third Card rules that govern the game that you are playing. Of course, every online casino can offer a different variation of the rules we are about to discuss below. So the savvy gambler will always check out the rules section of any online casino regarding that particular online baccarat offering.

Having said that, most virtual online baccarat tables use either six or eight deck shoes. Since these are reshuffled after every hand, and your play is over after you make your initial bet, there is no edge to be gained here. After you have placed a wager on the banker, the player or a tie, both the player and banker are dealt two cards. Now is where knowing when and if you and the banker will receive a third card is vitally important because this is where the house edge lies.

If the banker or the player has a total of an 8 or 9, this is considered a natural hand, and both players stand. Remember that this rule overrides all other possible rules. However, if the player's hand total equals 5 or less, then the player must take a third card. If the player has six or more, the player stands. If the player stands, the banker will hit on a total of 5 or less every time. This is when things can get a little complicated, and multiple baccarat games online may differ.

If the player's third card is a 2 or 3, the banker will draw if he has a 0 - 4 and stays with a 5 – 7 hand total. When the player's third card is a 4 or 5, the banker will draw if he has a 0 - 5 total and stay with a 6 - 7. If the player's third card shows a 6 or 7, the banker will draw if he has a 0 - 6, standing on 7. And when the third player card is an 8, the banker will draw if he has a 0 - 2 and stays with a 3 - 7. Finally, if the player's third card is a 9, 10, J, Q, K or Ace, the banker will draw when he has a 0 - 3 score and stay with a 4 - 7.

By checking the Third Card rules offered by different casinos you frequent, you may be able to find one or two top Vegas online baccarat games that put the player in a better position than others. Just as in blackjack, knowing when the banker must hit or stand gives you vitally important information. Add this to an effective bankroll management system, and the fast-paced and exciting centuries-old game of baccarat becomes a little less confusing, and puts you in the best possible winning situation every time.

Understanding this rule is all of of learning how to play baccrat online or offline. Once you feel comfortable with the third card rule concept, you may want to check out our section about the 5 keys to winning at online baccarat.

If you enjoy playing baccarat online, try changing it up with some live dealer baccarat action. This guide will explain how the technology works and where to find USA friendly options.

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